Posted on August 7, 2018 - 07:53 AM
by Pro-Real Estate
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
My husband and I just closed on our home today. We are so very excited!!! Dana Welch, our realtor, is an amazing person! She was by our side every step of the way from looking at houses to the closing. She was always by our side helping and supporting us. She knows the real estate process very well. She knew exactly what we were looking for. She is very professional yet friendly. To us shes not just a realtor but now a friend! Dana is the best! Sue, at Pro Real Estate, is the best too! She was always friendly when I went into the office to have documents scanned and sent to the lender. There was one time I called Pro Real Estate at 4:55pm (5pm is when the office closes) and she stayed later to scan and send documents. She too is very professional but very friendly. Very welcoming! They arent trying to sell you a house for the $$$. They are trying their best to find their clients homes that they will love for years to come. Dana Welch found us our perfect forever home. I highly recommend Dana for your home buying experience! You will not be disappointed!